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Unsecured Loan Agreement

An Unsecured Loan Agreement (also known as a personal loan) is a legally binding agreement made between the Lender and the Borrower which governs the terms and conditions under which the loan is to operate.

Document: Unsecured Loan Agreement

Document code: JD014

Document format(s):
Unsecured Loan Agreement in Microsoft Word Document MS Word

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An Unsecured Loan Agreement (also known as a personal loan) is a legally binding agreement made between the Lender and the Borrower which governs the terms and conditions under which the loan is to operate. In terms of this agreement, there is no collateral (hence it is unsecured) and this means that there is no security for the Lender and therefore no entitlement over any of the Borrower’s assets in the event of default on the part of the Borrower. This agreement is drafted specifically for individuals and/or businesses where money is being loaned to the Borrower and paid back by way of instalments, either with or without interest. It is a comprehensive agreement containing the essential clauses necessary to ensure that both parties’ interests are protected.

This agreement contains the following clauses:

  1. Definitions
  2. Interpretation
  3. Loan
  4. Indebtedness and Repayment
  5. Acceleration
  6. Notices
  7. Breach
  8. Governing Law and Jurisdiction
  9. Counterparts
  10. Signatories

The Unsecured Loan Agreement is available to download instantly in the following formats:


Microsoft Word Document Microsoft Word document

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